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Arphra AIPlain-English read on Affirm Holdings, Inc.’s valuationAI Issuer Brief
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Peers
No peer list available for AFRM.
Price change · trailing returns
Live| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +1.19% | +6.47% | +10.34% | +58.64% | +7.90% | +0.13% | +40.88% | +411.16% | +19.20% | -23.36% | -23.36% |
Aftermarket
LiveLast trade
$74.53
23 sh
Bid
$74.49
24 sh
Ask
$74.57
120 sh
Spread
$0.080
Sector & industry today
LiveSectors
- Technology+3.38%
- Energy+0.94%
- Basic Materials+0.37%
- Consumer Cyclical-0.13%
- Industrials-0.31%
- Communication Services-0.37%
- Real Estate-0.60%
- Utilities-0.68%
- Healthcare-0.80%
- Financial Services-0.92%
- Consumer Defensive-0.96%
Top industries (issuer's industry highlighted)
- Software - Infrastructure+5.46%
- Computer Hardware+6.42%
- Coal+4.85%
- Luxury Goods-4.09%
- Software - Application+4.01%
- Medical - Healthcare Information Services+3.93%
- Consulting Services+3.57%
- Semiconductors+3.46%
- Copper+3.15%
- Staffing & Employment Services+2.94%
- Integrated Freight & Logistics+2.74%
- Manufacturing - Metal Fabrication+2.66%
Fair value
Football field →Weighted blend
$4.41
-94.08% vs spot
Recommendation
Sell
4 of 4 methods
Method spread
0bull4bear
±5% threshold
Analyst PT consensus: $81.93 (+9.93%)
Total assets
$11.15B
Total debt
$7.85B
Cash & equiv
$1.35B
Operating CF
$793.91M
Free cash flow
$601.72M
Buybacks
-$250M
Analyst view
Consensus target
—
No price-target data returned for this ticker.
Recent actions
0 ↑0 ↓0 hold
- No recent grade actions.
News
DB · news_items- Affirm Unveils Aggressive Expansion Blueprintbenzinga.com·May 13, 2026
- Affirm Seeing Real, Scalable Growth, CEO Saysyoutube.com·May 13, 2026
- Can Affirm and Google Simplify Payments in AI Shopping?zacks.com·May 13, 2026
- U.S. Consumer Spending Tops $21.86T: 5 Fintech Stocks Under $75247wallst.com·May 13, 2026
- Affirm Targets Card Networks With Broader Payments Pushpymnts.com·May 12, 2026
- Affirm Maps Road to $100B GMV With Card, AI Commerce and Global Expansionmarketbeat.com·May 12, 2026
- Affirm Brings Pay-Over-Time Options to Google AI Platformspymnts.com·May 12, 2026
- Polen 5Perspectives Small-Mid Growth Q1 2026 Portfolio Reviewseekingalpha.com·May 12, 2026
Recent quarters
All financials →| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q2 Dec 2025 | $1.12B | $129.59M | $0.37 |
| Q1 Sep 2025 | $933.34M | $80.69M | $0.23 |
| Q4 Jun 2025 | $876.42M | $69.24M | $0.20 |
| Q3 Mar 2025 | $783.13M | $2.8M | $0.01 |
| Q2 Dec 2024 | $866.38M | $80.36M | $0.23 |
| Q1 Sep 2024 | $698.48M | -$100.22M | $-0.31 |
Recent insiders
All →| Insider | Action | Shares | Value | Date |
|---|---|---|---|---|
| No open-market insider activity in the recent window. | ||||
Income statement · annual
5y| Period | Revenue | Op income | Net income | EPS | Net margin |
|---|---|---|---|---|---|
| FY 2025 | $3.22B | -$87.27M | $52.19M | $0.15 | +1.62% |
| FY 2024 | $2.32B | -$615.85M | -$517.76M | $-1.67 | -22.29% |
| FY 2023 | $1.59B | -$1.2B | -$985.35M | $-3.34 | -62.05% |
| FY 2022 | $1.35B | -$866.05M | -$707.42M | $-2.51 | -52.43% |
| FY 2021 | $870.46M | -$383.67M | -$441.03M | $-1.64 | -50.67% |